Health and Body - Experts and Resources

Burning Down the Barriers to Success Post-Divorce

Do you ever ignore an opportunity? Or, worse yet, make excuses that keep you from facing fears that can come with an opportunity? I had an opportunity stare me right in the face last week and I found myself making excuses, backing away from it as if it were a threat instead of a gift.

We all have our list of excuses. I work with clients regularly who can instantly recite from their list of excuses. The list typically sounds something like this:

"Oh, I can't do that, I need to lose 20 pounds first."

"I'm too shy, I could never speak in front of a group that large."

"I don't have the money, time, energy, education...yada, yada, yada."

One thing I have found to be true is that people who have a long list of excuses rarely have anything else.

The gloomiest times in my life were the times that I let my list of excuses take over. I thought it was easier to say "I can't do this, that or the other thing" instead of taking responsibility for my quality of life. The longer I allowed myself to use my list of excuses, the more dismal my life would become.

How to Stay Insured, Post-Divorce

If you have children, they will probably still be insured on your husband’s insurance policy. But the ex-wife most often loses health insurance, after the final decree. Depending on her age, physical condition, and location, individual comprehensive medical insurance, for one person, can run $800 a month and more.

Davis Liu, MD, the author of “Stay Healthy, Live Longer, Spend Wisely: Making Intelligent Choices in America's Healthcare System,” has these suggestions for women facing divorce.

Consider an HAS

The Health Savings Account (HSA) was introduced in 2004. If you are young and healthy, if you don’t need to see a doctor very often, an HAS might be perfect. It allows you to set aside money, tax-free, to pay for future health care costs. An HSA has low premiums, but a high deductible. Funds go in tax-free, grow tax-free, and are spent tax-free. Your take-home pay is higher, your taxable income is lower, and it can save you up to 30 percent on out-of-pocket medical costs.

Short Term Health Insurance

Stop the Suffering of Divorce

Our reaction to stressful events such as divorce can become so habitual that they occur without our awareness. We become so accustomed to reacting to stress in a certain way that it is second nature to us.

We aren't aware that we are reacting in a way that is harmful to us until we are plagued with physical or emotional problems that we can no longer ignore.

The way we react to stress depends on the way we think about a stressful event when it happens. Have you ever known anyone who seems to sail straight through the problems in their lives? There are people in the world who can deal smoothly with issues that might cripple others emotionally. I'm sure you've met such people and have even been envious of their ability to "take it on the chin."