As 2008 began, a lot of us made resolutions that we truly hope to keep. Aside from the typical, "I will lose 10 pounds," my resolutions have more to do with my emotional well-being.

I will not put so much pressure on myself.

I will not live by a schedule — I will be less anal retentive.

I will be more aware of the things I say and how they can be interpreted.

I will stop telling people how fat I am and how much weight I gained.

I will continue to think positively and I will continue to be open-minded.

I will be true to myself.

I will take a deep breath when I start to feel anxious and learn to appreciate being single.

I will add more culture to my life and spend less time shopping.

I will learn to stay in on a weekend to unwind and catch up on "me" time rather than partying till all hours of the night.

I will learn to call it a night before 4 a.m. on a weekend.

I will not send drunk text messages to guys.

I will start to save money again.

I will use my divorce as a template for all the things I know I can't live without in a relationship.

I will remember that people are who they are and for the most part will not change.

I will not stress out if someone does not call when they say they will.

I will stop comparing people to Steve and instead focus on what I am looking for.

I will stay positive.

I won't sweat the small stuff.

Okay, where did all of my money go?

I felt so empowered a few weeks ago knowing that I’m a single, 28-year-old woman who owns her own apartment in the city, something a lot of people my age don’t have.

Okay, let me qualify it: I’m about to turn 29 next month and I’m separated from my husband Steve; our legal separation was finalized in mid-May.

But I have no debt, no loans, no maxed out credit cards. I make a good living doing financial investor relations and was even able to save some money in my own separate accounts. Steve, of course, knew about my accounts since he had separate ones as well.

Joint Citibank, separate Citibank, joint ING, separate ING, joint mutual funds, separate mutual funds. Come to think about it, I was basically prepared for a divorce even though I never thought I’d be in this situation. Don’t get me wrong, I still have all of my savings, but I feel like a walking debit card.

I never realized how much money I spent. There always seemed like there was money to pay for everything. I even handled all of our finances: I took care of the bills, the investments…everything. I basically was the man in the relationship.

But when we went to dinner, Steve put down his credit card so I never paid much attention, although he always did hand me the receipts. Dinners and drinks with friends are so enjoyable, but holy crap, being single is expensive!

What am I supposed to do though? Sit home alone and eat bonbons and think about how shitty my situation is? How my entire world fell apart in a matter of two months?

Moving on means getting out of the apartment and enjoying myself. I’ve never been one to complain about finances or worry that I was spending too much money. I’m young, I don’t have children and I want to enjoy myself. But I also don’t want to deplete my funds.