For someone who allegedly doesn't like to gamble, I sure seem to be doing a lot of that these days.

And it seems that I only engage in high-stakes ventures. I have always loved a challenge. Unfortunately, this time around, I am on a serious losing streak.

For the past three months, I've been hedging my bets in the professional world, to no avail. Recently, I've been wagering my personal life, too, with the same dreaded results. Just when I think I have a winning hand and that the cards are in my favor, the house rules.

I've been wondering why I even bother to take risks at all. In the midst of such a volatile market, wouldn't it be far easier to just take the safe road, at least until things stabilize a bit?

The problem with that rationale: the safe road is boring. Taking risks involves stepping out of one's comfort zone — something many people are afraid to do. This fear keeps many people from going for what they ultimately want, jeopardizing their happiness in the process.

I have never been one of those people, and I can't justify becoming one of them now, just because life has taken a rather rocky turn.