We've been looking for a place to rent for almost two months, but we're still in the same broke boat, with the same crappy credit we had two years ago when I left.

And just like when I left, and all the long years leading up to it, the weight of financial pressure creates this ongoing competition for resources that exacerbates all of our other problems.

Sam says I'm more stressed about it than he is.

He says it to me and he says it to our therapist, then we walk out of the appointment and he accuses me of wanting more than I actually want, of wanting to keep up with the Joneses, when actually I could not care less about anyone else's lifestyle.

I don't want a McMansion. I just want to get by without struggling.

It's the same old fight.

Not being able to support our family makes him feel inadequate, and I know it's true because when I left because he owned up to it. Admitted the nasty things he said were about being angry with himself, not me.

So I call him on it, and he apologizes. It's an improvement I'm willing to work with.

Our therapist once told me finances are cited as a key factor in 80 percent of divorces. Money is the number-one point of contention in marriages. I'll buy that. There's so much stuff bound up in dollars.

Like they say, money is power. So, of course, there's contention about who spends it and how. That's assuming there's money to be spent.

Those arguments feel luxurious to me. We don't get to fight about whose spending irresponsibly. More likely, I ask Sam to ask his family for a loan; he refuses. Or what we are going to do about child care this fall because we owe Lila's pre-school more than it cost me for a year of college back in the day, and until we pay it down, we can't use their before and after care program.

Sam and I both work hard at jobs we love, but we don't make much money doing it.

Our problem is, it's difficult to relax and let go and focus on rebuilding under the unbearable, unforgiving weight of debt.